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Monthly Benefit: £

Unemployment Cover:

Life Cover:

Critical Illness Cover:

14 days Waiting Period


per month

30 days Waiting Period


per month

Hospitalisation benefit is included at no extra charge. This is payable for each additional day you remain in hospital, for up to 30 days, if you are hospitalised for more than 45 days.

This policy is provided by April UK.

Terms explained

  • The Waiting Period is the number of days you must be off work before the monthly benefit begins.
  • Unemployment Cover - Available to employed people only, it covers you if you become unemployed due to redundancy. The monthly benefit and waiting period are the same as for accident, sickness or hospitalisation.
  • Life Cover - A £10,000 lump sum paid upon death.
  • Critical Illness Cover - £10,000 lump sum. This is payable upon diagnosis of a specified critical illness, including many types of cancer, coronary artery by-pass grafts, heart attack, kidney failure, major organ transplant, or stroke.

Policy Document(s)

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